RVW Investing™ is the process of fully diversified equity investing using primarily index funds (ETF's) to ensure that you are a partner in the best-of-breed companies in each category, nationally and globally. Empirical research shows that stock-picking and market-timing are futile attempts to beat markets – yet in the long term, equity investing has been extremely rewarding. Thus, we focus on long term strategic asset allocation in a cost-efficient

and tax-savvy manner using Nobel prize winning theories, Warren Buffett’s essential wisdom and Intellegent indexing^TM. Bond holdings are used largely for target-date liquidity planning and to mute portfolio volatility where appropriate.